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Nowadays, selling online is a business necessity because it enables a merchant to promote or sell his goods or services through the internet where a merchant can reach a much wider audience and people world wide can transact business with them through E-commerce. But in the online business, most transactions are allowed through credit cards. They are accepted as payments for goods or services sold.For a merchant to do so, he should be able to accept, authorize, and validate credit card payments online.

For a merchant to be able to accept credit card payments online, he must first apply for a Merchant Account and a Payment Gateway in a bank of his choice. A merchant account gives a person or a business establishment the capacity to accept credit card payments and transfer the payment into his own bank account while a gateway authorizes and validates credit card payments while the customer is still online. Or, a merchant can look for a third party payment processor which is an independent company who can facilitate credit card payments received by a merchant without a merchant account and gateway thereby cutting out the need to deal with a bank. A good example of a payment processor is PayPal.

Sounds complicated, not anymore. Ashop Commerce, a leading provider of hosted shopping cart software offers a complete E-commerce solution for merchants to transact business online through Shopping cart software is a web based administrations that allows a merchant to build an online store capable of accepting credit card payments online, customize the design, features, and all the contents of an online store.


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